Facts, Risks and Policies Customers Should Know

Diversification: We recommend that rare coins and bullion be part of a diversified investment portfolio. We believe that coins and bullion are appropriate for 5% to 15% of a portfolio. (If you choose to invest more than this recommended amount, you are doing so at your own discretion, or at the discretion of someone outside of PMG Precious Metals). Certain individuals or organizations may recommend a different percentage.

Holding Period: If you are purchasing coins, bullion or rare coins for investment purposes, they should be considered a long-term investment. We believe that precious metals and rare coins should be held for at least 3 to 5 years and, preferably, 5 to 10 years to maximize your potential for gains. Any specific holding period may be affected by current market conditions which may require a longer or shorter holding period.

IRA Accounts: PMG Precious Metals may refer clients to companies that provide trustee and custodian services for Individual Retirement Accounts ("IRA"). PMG Precious Metals is independent from and not affiliated with any of these IRA companies. The client is responsible for independently selecting the IRA company suitable for the client. PMG Precious Metals does not share or assume responsibility for any loss or damage resulting from a client's relationship with the IRA company. Only certain coins may be held in a precious metals IRA. Many clients choose to purchase proof U.S. coins for their IRAs. You should know that proof coins carry numismatic or rare coin spreads. Tax laws are complex and may change at any time. You should consult with your tax advisor about whether including precious metals in your IRA is right for you.

Liquidation/Buy-Back: When you decide to sell your precious metals or coins, we appreciate the opportunity to purchase them at our current price that the PMG precious metals and, or, rare coin manager, depending on the category, determines. Although you are free to sell to other coin dealers by private treaty or at auction through one of the many rare coin auction houses, we believe that you will receive a higher net amount by selling to us because we are familiar with the quality and marketability of the items we sell. Depending upon market conditions and your original purchase price, you may receive less than what you paid for the precious metals and coins. The law prohibits us from guaranteeing to repurchase the coins we sell, although we will always give our best efforts to facilitate a buy-back. Therefore, our buy-back policy is not a guarantee and is subject to change without notice. We will quote our price indications on precious metals and rare coins on weekdays upon request.

On bullion, semi-numismatic and rare coins, it is our policy to offer to repurchase coins sold by us at our then current price. A lower price is generally offered for products not originally sold by PMG Precious Metals. While our company is not obligated to do so, we continue to make a market for the coins we sell, have historically done so, and intend to continue to do so in the future. For additional details on selling to us please review the Sell to Us section of our website.

Buying from Us: For details on buying from us please read carefully the How to Buy Section of our website which includes our: Bullion, Coin and Rare Coin Terms of Sale - this Agreement controls the terms under which bullion, coin and rare coin are sold by PMG Precious Metals, Inc.

Price Fluctuations: The valuation of precious metals and rare coins may fluctuate. Because of these price fluctuations the value of precious metals and rare coins may appreciate or depreciate. Due to price fluctuations and other market and economic conditions the prices posted on our website (posted for informative purposes only) may differ from the price you pay/receive when you place your order. All orders will be placed by live phone calls. Price risk should be considered before any precious metals or rare coin purchase is made. In no event should the content of this website be construed as an express or an implied promise, guarantee or implication by or from PMG Precious Metals, or our representatives, that you will profit from your purchase of precious metals and rare coins from PMG Precious Metals.

Market Risks: All investments involve risk - coins and bullion are no exception. The value of a bullion coin (e.g., Maple Leaf or American Eagle) is affected by many economic factors, including the current market price of bullion, the perceived scarcity of the coins and other factors. Some of these factors include the quality and current demand and general market sentiment.

Therefore, because both bullion and coins can go down as well as up in value, investing in them may not be suitable for everyone. Since all investments, including bullion and coins, can decline in value, you should understand them well, and have adequate cash reserves and disposable income before considering a bullion or coin investment.

Site Information: Information provided on this site is intended solely for informative purposes and is obtained from sources believed to be reliable. Information is in no way guaranteed. No guarantee of any kind is implied or possible where projections of forthcoming market conditions are attempted.

The organizations and links presented in this website are not affiliated with PMG Precious Metals. PMG Precious Metals does not necessarily endorse their services or publications described herein. PMG Precious Metals has no role in their production or review of these services and publications and makes no warranty, either expressed or implied, as to their contents, accuracy or performance.

Use of this site constitutes acceptance of our Bullion,Coin and Rare Coin Terms of Sale Agreement.

For a confidential, personal consultation on buying or selling precious metals and rare
coin at dealer prices, call PMG Precious Metals today...1-800-618-4450.